George Davis & James Smith

Founded in 2023 by CEO George Davis, former co-founder of BVNK, and CTO James Smith, Lorum is the only infrastructure-grade payments platform offering virtual International Bank Account Numbers (IBANs) in the Middle East. As George shares, “It’s a hyper-commoditized product in Europe, but here, it simply didn’t exist.”

Lorum connects directly to major and local payment rails, so institutions can clear and settle without building local entities or running fragmented correspondent setups.Through a single API and ledger, clients run operational and client money account structures, with regulated segregated accounts, sweeps and balance visibility, and virtual IBANs issued in the end customer's name.